Any Prospectors citizen can open their own Private Bank as long as they own a Banking license. The main task of the Central Bank is to issue banking licenses to the people who want to start their own Bank. This license acknowledges your right to construct and run a bank and to provide banking services, including fees collection from converting raw gold into PGL and others. If you decide to go out of business, you can return the license in the Central Bank, all the money will be paid back to you, also you can sell it together with the building through the auction or sell it separately after you destroy the building.
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